Even if you are only in your 20s or 30s right now, you may want to start planning ahead for the time when you no longer work. Rather than spending your retirement sitting at home scraping pennies together, you might want to consider using this free time to allow you to travel and get away more. In the present, you may not often have the ability to go away for extended periods due to your work commitments, or even raising a family. In the future, when you no longer work and your children are grown, this could open up opportunities for you.
One of the first things you might want to consider can be the cost associated with going on these travels. A Wealthify stocks and shares ISA could allow you to grow your money over a long period of time. This, in conjunction with any pensions you receive, may help you to afford some of the aspects of your retirement. You may not just need to think about flights and accommodation. There is also food and transport while you are away that needs to be considered, as well as medical issues that might arise. If you still have a property back home, any bills will still need to be paid on this as well. Therefore, having a pot of savings that you have been building up for decades could really allow you to keep living that dream.
You might think that, by the time you reach retirement, you may have a number of aches and pains. While this may be true, it is possible for you to still travel. Having a chronic health condition can be difficult, regardless of your age. Yet, you may still want to make the most of your life. This may not affect staying in hotels and resorts as much, but you might also have previously thought about backpacking or camping when you travel. At first glance, you may feel like this could be something that you might need to reconsider, however, there are ways that you can camp with a chronic condition. One of the simplest things you may want to change can be the way that you sleep. By packing a foldaway camping bed, you may be able to alleviate some of the aches and pains and still get a good night’s rest.
To try and keep some of those symptoms at bay, and even leave yourself feeling younger and healthier, you might want to consider changing your diet and exercise in the present. While you may not be able to stop yourself from aging altogether, looking after your body could help to keep your organs healthy and your mind sharp, which can be vital for you to maximize your enjoyment while traveling.
Retirement doesn’t have to be spent engaging in what you deem to be stereotypical old-person activities. Instead, you might want to use this as a great opportunity to see the world around you.